You can build up your own or your loved ones’ retirement savings by topping up the CPF account in cash. Other than letting your savings grow along with attractive interest rates, you and your loved ones will also receive higher monthly payouts during retirement!

Attractive interest rates

Attractive interest rates of up to 5% p.a. on savings in the Special Account, and up to 6% p.a. on savings in the Retirement Account


Additional 1% Extra Interest

From 55 years old on the first $30k of combined CPF balances(up to $20k from OA)



On the first $60k of combined CPF balances (up to $20k from OA)

Terms & Conditions

bellFind out how to top-up
  1. Click here to get started
  2. Choose your top-up under ‘payment for’
  3. Pay via eNETS Debit (DBS/POSB, UOB, Citibank, OCBC, Standard Chartered Bank)"
  1. Visit your nearest AXS station
  2. Select the Retirement Sum Topping-Up scheme
  3. Top up your own or your loved ones’ accounts via NETS or Diners Club Credit Card"

For one-time cash top-up

Complete this form and mail it us with your cheque

For regular cash top-ups

  • Complete this GIRO form and mail it to us
  • We’ll process your application within 28 working days

Full instructions and our mailing address can be found within the respective forms.